Welcome to Fran's Homes. These Terms of Use govern your access to and use of www.franshomes.com (the "Website"). By using the Website, you agree to these terms. If you do not agree, please do not use the Website.

About Our Website

Fran's Homes offers homes for sale through a term buyer program. We use this Website to collect the information of people who are interested in a home. After you submit the form, our team passes your information to a local partner, who will reach out to you, answer your questions, schedule showings, and guide you through the next steps. The Website provides general information about the program and about homes that may be available. Homes shown are examples and may no longer be available, and nothing on the Website is a commitment, guarantee, or approval until a written agreement is signed.

How Our Purchase Terms Work

Homes in our program are offered through private, person-to-person contract-for-deed (installment contract) arrangements. Instead of a bank, the seller provides the payment terms, much like a lender would. Fran's Homes is not a bank and is not a licensed mortgage lender, and we do not offer traditional mortgage loans or bank financing. The payment terms are set out in a separate written agreement between you and the seller, and that written agreement controls over anything stated on the Website.

Homes Are Sold As Is

All homes are sold as is, in their current condition. Unless your written agreement says otherwise, we make no promises about the condition of a home or about repairs. We encourage you to inspect any home before you agree to buy it.

Homes and Pricing

Homes shown on the Website are examples of properties that are or have been available. Availability, prices, photos, and details can change at any time without notice, and a home shown may no longer be available. Statements such as "under $90k" describe the general price range of homes in our program, not a price offer for any particular home. Details such as bedrooms, bathrooms, and square footage are approximate and should be confirmed with our team.

No Guarantee of Approval

Submitting the form does not guarantee that you will qualify for the program or for any home. Approval depends on factors such as your ability to make the required down payment and monthly payments, and on the terms set by the property owner.

Contact From Us

When you submit the form on the Website, you agree that we and our partners may contact you by phone call, text message, and email about your inquiry and available homes. Message and data rates may apply. You may opt out of text messages at any time by replying STOP. Please see our Privacy Policy for how we handle your information.

Your Use of the Website

You agree to use the Website only for lawful purposes and to provide information that is accurate and complete. You agree not to:

• Submit false, misleading, or someone else's information without permission
• Interfere with or disrupt the Website or its security
• Attempt to gain unauthorized access to the Website or its systems
• Use automated tools to scrape, copy, or collect content from the Website
• Use the Website in any way that violates a law or regulation

Intellectual Property

The content of the Website, including text, graphics, logos, layout, and photos, is owned by or licensed to Fran's Homes and is protected by applicable intellectual property laws. You may view the Website for your personal use, but you may not copy, reproduce, or distribute its content without our written permission.

Testimonials and Stories

Stories and testimonials on the Website reflect the experiences of individual people. Results and experiences vary, and past experiences do not guarantee any future outcome.

Third-Party Links and Services

The Website may link to or rely on third-party websites and services. We do not control them and are not responsible for their content, policies, or practices.

Disclaimer of Warranties

The Website and its content are provided "as is" and "as available," without warranties of any kind, either express or implied. We do not warrant that the Website will be uninterrupted, error-free, or free of harmful components, or that its content is complete, accurate, or current.

Limitation of Liability

To the fullest extent permitted by law, Fran's Homes and its owners, team members, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of data, income, or opportunity, arising out of or related to your use of the Website or your reliance on its content.

Indemnification

You agree to defend and hold harmless Fran's Homes and its owners, team members, and partners from claims, damages, and expenses arising from your misuse of the Website or your violation of these terms.

Changes to These Terms

We may update these Terms of Use from time to time. Updated terms take effect when they are posted on this page, and your continued use of the Website means you accept them.

Governing Law

These Terms of Use are governed by the laws of the United States and the state in which we operate, without regard to conflict-of-law rules. Any dispute arising from these terms or your use of the Website will be handled in the courts located in that state.

Contact Us

If you have questions about these Terms of Use, please reach out through the form on www.franshomes.com.